{"id":865743,"date":"2014-09-29T16:32:27","date_gmt":"2014-09-29T20:32:27","guid":{"rendered":"https:\/\/lakeridgeproperties.com\/first-time-buyers\/"},"modified":"2019-01-14T06:41:29","modified_gmt":"2019-01-14T11:41:29","slug":"first-time-buyers","status":"publish","type":"page","link":"https:\/\/lakeridgeproperties.com\/zh-hans\/first-time-buyers\/","title":{"rendered":"\u9996\u6b21\u8d2d\u623f\u8005"},"content":{"rendered":"<h3><b><span lang=\"ZH-CN\">\u9996\u6b21\u8d2d\u623f\u8005\uff1a\u8d2d\u4e70\u7406\u60f3\u5bb6\u56ed\u7684\u6700\u597d\u63d0\u793a<\/span><\/b><br \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-984 size-medium\" src=\"https:\/\/lakeridgeproperties.com\/wp-content\/uploads\/2014\/09\/buying-home-peterborough-300x200.jpg\" alt=\"buying-home-peterborough\" height=\"200\" width=\"300\" srcset=\"https:\/\/lakeridgeproperties.com\/wp-content\/uploads\/2014\/09\/buying-home-peterborough-300x200.jpg 300w, https:\/\/lakeridgeproperties.com\/wp-content\/uploads\/2014\/09\/buying-home-peterborough.jpg 450w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/h3>\n<p><span lang=\"ZH-CN\">\u8fd9\u662f\u4e00\u4e2a\u6fc0\u52a8\u4eba\u5fc3\u7684\u65f6\u523b\uff0c\u6709\u4e00\u5929\u4f60\u7ec8\u4e8e\u51c6\u5907\u8fc8\u5411\u4eba\u751f\u7684\u4e0b\u4e00\u4e2a\u9636\u6bb5\uff0c\u4f60\u7ec8\u4e8e\u8981\u8d2d\u4e70\u4f60\u7684\u7b2c\u4e00\u4e2a\u6295\u8d44\u7269\u4e1a\uff0c\u6216\u8005\u8d2d\u4e70\u4f60\u7684\u7b2c\u4e00\u4e2a\u5bb6\u56ed\u3002\u65e0\u8bba\u5982\u4f55\uff0c\u8d2d<span lang=\"ZH-CN\">\u4e70\u623f\u5b50\u7684\u65f6\u5019<\/span>\u90fd\u4f1a\u6709\u70b9\u4ee4\u4eba\u62c5\u5fe7\uff0c\u6240\u4ee5\u8bf7\u597d\u597d\u8bb0\u4e0b\u8fd9\u91cc\u7684\u51e0\u4e2a\u5173\u952e\u4e8b\u5b9c\uff0c\u4ee5\u786e\u4fdd\u6574\u4e2a\u8d2d\u4e70\u65b0\u5bb6\u56ed\u6216\u6295\u8d44\u7269\u4e1a\u7684\u8fc7\u7a0b\u90fd\u53ef\u4ee5\u987a\u5229\u8fdb\u884c<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">1. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u9884\u7b97\uff1a\u627e\u51fa\u4f60\u80fd\u591f\u4e70\u5f97\u8d77<\/span><\/strong><strong><span lang=\"ZH-CN\">\u7684<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u9996\u5148\uff0c\u8bf7\u7b97\u4e00\u4e0b\u4f60\u7684\u5bb6\u5ead\u5f00\u652f\u548c\u6bcf\u6708\u9700\u8981\u507f\u8fd8\u7684\u503a\u52a1\uff0c\u4ee5\u53ca\u4f60\u6bcf\u6708\u7684\u6536\u5165\uff0c\u4ece\u800c\u77e5\u9053\u6e05\u695a\u4f60\u7684\u627f\u62c5\u80fd\u529b\u3002\u6709\u4e86\u8fd9\u4e9b\u4fe1\u606f\uff0c\u4f60\u5c31\u5927\u6982\u77e5\u9053\u81ea\u5df1\u7684\u9884\u7b97\uff0c\u5e76\u4e86\u89e3\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e\u7684\u53ef\u80fd\u6027<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><span lang=\"ZH-CN\">\u52a0\u62ff\u5927\u623f\u5c4b\u548c\u6309\u63ed\u516c\u53f8<\/span><span lang=\"EN-US\">(CMHC)<\/span><span lang=\"ZH-CN\">\u5efa\u8bae\u4f60\u6bcf\u6708\u7684\u4f4f\u623f\u8d39\u7528\u4e0d\u5e94\u8be5\u591a\u4e8e\u4f60\u6bcf\u6708\u603b\u6536\u5165\u7684<\/span><span lang=\"EN-US\">32%<\/span><span lang=\"ZH-CN\">\u4ee5\u4e0a\uff0c\u8fd9\u6837\u624d\u6709\u53ef\u80fd\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e\u3002\u623f\u5c4b\u6210\u672c\u5305\u62ec\u623f\u8d37\u3001\u623f\u4ea7\u7a0e\u3001\u706f\u706b\u6696\u6c14\u3001\u53ef\u80fd\u9700\u8981\u7684\u623f\u5b50\u88c5\u4fee\u548c\u7ef4\u4fee\u6210\u672c\u3002<\/span><span lang=\"EN-US\">CMHC<\/span><span lang=\"ZH-CN\">\u8fd8\u6307\u51fa\u4f60\u6bcf\u6708\u7684\u503a\u52a1\u8d1f\u62c5\u4e0d\u5e94\u8be5\u591a\u4e8e\u4f60\u6bcf\u6708\u603b\u6536\u5165\u7684<\/span><span lang=\"EN-US\">40%<\/span><span lang=\"ZH-CN\">\u4ee5\u4e0a\uff0c\u624d\u80fd\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">2. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u4fe1<\/span><\/strong><strong><span lang=\"ZH-CN\">\u8d37\u8bb0\u5f55<\/span><\/strong><strong><span lang=\"ZH-CN\">\uff1a\u8bf7\u786e\u4fdd\u4f60\u7684\u4fe1\u8a89\u826f<\/span><\/strong><strong><span lang=\"ZH-CN\">\u597d<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u5f53\u4f60\u5f00\u59cb\u5bfb\u627e\u4e00\u4e2a\u65b0\u5bb6\u56ed\u4e4b\u524d\uff0c\u5efa\u8bae\u4f60\u4ece\u4fe1\u8d37\u673a\u6784\u4e2d\u83b7\u5f97\u4e00\u4efd\u4fe1\u8d37\u62a5\u544a\u3002\u8bf7\u786e\u4fdd\u6240\u6709\u5185\u5bb9\u6b63\u786e\u65e0\u8bef\uff0c\u5982\u679c\u6709\u4efb\u4f55\u95ee\u9898\uff0c\u8bf7\u5728\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u4e4b\u524d\u89e3\u51b3\u5904\u7406<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">3. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u9884\u5148\u5ba1\u6279\uff1a\u83b7\u5f97\u9884\u5148\u5ba1\u6279\u7684\u62b5\u62bc\u8d37<\/span><\/strong><strong><span lang=\"ZH-CN\">\u6b3e<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u5982\u679c\u77e5\u9053\u4f60\u53ef\u4ee5\u5f97\u5230\u591a\u5c11\u62b5\u62bc\u8d37\u6b3e\uff0c\u4f60\u4fbf\u53ef\u4ee5\u7f29\u7a84\u641c\u5bfb\u623f\u5b50\u7684\u9009\u62e9\u8303\u56f4\uff0c\u4ece\u800c\u8282\u7701\u5927\u91cf\u65f6\u95f4\u548c\u4eba\u529b\u3002\u5982\u679c\u4f60\u5df2\u7ecf\u6309\u4ee5\u4e0a\u5efa\u8bae\u8bc4\u4f30\u8fc7\u4f60\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u4f60\u5e94\u8be5\u5df2\u7ecf\u5927\u6982\u77e5\u9053\u4f60\u53ef\u4ee5\u83b7\u5f97\u591a\u5c11\u62b5\u62bc\u8d37\u6b3e\uff0c\u4f46\u73b0\u5728\u4f60\u5fc5\u987b\u628a\u4f60\u7684\u8bc4\u4f30\u8fdb\u884c\u5b9e\u8d28\u6d4b\u8bd5\u3002\u5728\u9884\u7ea6\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u4e4b\u524d\uff0c\u8bf7\u81f4\u7535\u8be2\u95ee\u8d37\u6b3e\u4eba\u5458\u9700\u8981\u4ec0\u4e48\u4fe1\u606f\uff0c\u800c\u5728\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u4f60\u6700\u597d\u51c6\u5907\u4ee5\u4e0b\u4fe1\u606f<\/span><span lang=\"ZH-CN\">\uff1a<\/span><\/p>\n<ul>\n<li><span lang=\"ZH-CN\">\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u5de5\u4f5c\u6570\u636e\uff0c\u5305\u62ec\u96c7\u4e3b\u53d1\u7ed9\u4f60\u7684\u85aa\u916c\u786e\u8ba4\u4e66<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u6240\u6709\u6536\u5165\u6765\u6e90\u7684\u8bc1\u660e\u6587\u4ef6<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u6240\u6709\u94f6\u884c\u8d26\u6237\u548c\u503a\u52a1\u6570\u636e<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u6240\u6709\u91d1\u878d\u8d44\u4ea7\u8bc1\u660e<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u6709\u5173\u4f60\u5728\u90a3\u91cc\u53ef\u4ee5\u5f97\u5230\u4f60\u7684\u9996\u4ed8\u548c\u5b58\u6b3e\u6570\u636e<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u652f\u4ed8\u4ea4\u6613\u8d39\u7528\u7684\u8d44\u91d1\u8bc1\u660e<\/span><\/li>\n<li><span lang=\"ZH-CN\">\u770b\u770b\u6211\u4eec\u7684\u6309\u63ed\u4fe1\u606f\u90e8\u5206\u4ee5\u83b7\u5f97\u66f4\u591a\u62b5\u62bc\u8d37\u6b3e\u7684\u4fe1\u606f<\/span><\/li>\n<\/ul>\n<p><strong><span lang=\"EN-US\">4. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u5730\u70b9\uff1a\u4f60\u60f3\u8d2d\u4e70\u7684\u5730<\/span><\/strong><strong><span lang=\"ZH-CN\">\u533a<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u5728\u8fc7\u53bb<\/span><span lang=\"EN-US\">12<\/span><span lang=\"ZH-CN\">\u4e2a\u6708\uff0c\u4f60\u6b63\u5728\u8003\u8651\u8d2d\u4e70\u7684\u5730\u533a\u623f\u4ef7\u9500\u552e\u8bb0\u5f55\u662f\u600e\u6837\u5462\uff1f\u8be5\u5730\u533a\u7684\u623f\u4ea7\u5e02\u573a\u8d8b\u52bf\u5982\u4f55\uff1f\u4f60\u9700\u8981\u77e5\u9053\u4f60\u5fc3\u4eea\u67d0\u7c7b\u7269\u4e1a\u7684\u9500\u552e\u8d8b\u52bf\uff0c\u7279\u522b\u662f\u5f53\u4f60\u8981\u63d0\u51fa\u62a5\u4ef7\u5efa\u8bae\u548c\u5bf9\u67d0\u623f\u5b50\u63d0\u51fa\u7ade\u4ef7\u7684\u65f6\u5019\uff0c\u4fbf\u66f4\u52a0\u9700\u8981\u77e5\u9053\u9500\u552e\u8d8b\u52bf\u3002\u4f60\u5fc5\u987b\u77e5\u9053\u6700\u65b0\u7684\u5e02\u573a\u4fe1\u606f\uff0c\u597d\u8ba9\u4f60\u80fd\u591f\u57fa\u4e8e\u516c\u5e73\u7684\u5e02\u573a\u4ef7\u683c\u6765\u4e86\u89e3\u4f60\u68a6\u60f3\u5bb6\u56ed\u7684\u5e02\u573a\u4ef7\u503c<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">5. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u5728\u5e02\u573a\u8f6c\u552e\uff1a\u8d2d\u4e70\u6709\u597d\u5b66\u6821\u7684\u5730<\/span><\/strong><strong><span lang=\"ZH-CN\">\u533a<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u5373\u4f7f\u4f60\u6ca1\u6709\u5b69\u5b50\uff0c\u8d2d\u4e70\u6709\u597d\u5b66\u6821\u7684\u5730\u533a\u4ecd\u7136\u662f\u4e00\u4e2a\u5f88\u597d\u7684\u5efa\u8bae\u3002\u56e0\u4e3a\u4f60\u6709\u53ef\u80fd\u6253\u7b97\u518d\u6b21\u51fa\u552e\u4f60\u7684\u5bb6\u56ed\uff0c\u800c\u5982\u679c\u6240\u5728\u5730\u533a\u6709\u597d\u5b66\u6821\u7684\u8bdd\uff0c\u5c06\u4f1a\u5438\u5f15\u66f4\u591a\u4e70\u5bb6\u3002\u56e0\u6b64\uff0c\u4e0d\u5c11\u8d2d\u623f\u8005\u90fd\u4f1a\u4f18\u5148\u8003\u8651\u8d2d\u4e70\u8fd9\u4e9b\u5730\u533a<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">6. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u6700\u597d\u6548\u679c\uff1a\u5bfb\u6c42\u4e13\u4e1a\u4eba\u5458\u7684\u5e2e<\/span><\/strong><strong><span lang=\"ZH-CN\">\u52a9<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u5373\u4f7f\u900f\u8fc7\u4e92\u8054\u7f51\u53ef\u4ee5\u5f88\u5bb9\u6613\u627e\u5230\u5408\u9002\u5bb6\u56ed\uff0c\u4f46\u5bfb\u6c42\u4e13\u4e1a\u7684\u623f\u5730\u4ea7\u4ee3\u7406\u5e2e\u52a9\u4ecd\u7136\u662f\u975e\u5e38\u5b9d\u8d35\u7684\u3002\u901a\u8fc7\u4ed6\u4eec\u7684\u7f51\u7edc\u53ef\u4ee5\u5e2e\u4f60\u5bfb\u627e\u6f5c\u5728\u7684\u7406\u60f3\u5bb6\u56ed\uff0c\u800c\u4e14\uff0c\u53ef\u4ee5\u6307\u5bfc\u4f60\u5b8c\u6210\u6574\u4e2a\u8d2d\u4e70\u8fc7\u7a0b\uff0c\u5305\u62ec\u8bae\u4ef7\u548c\u8c08\u5224\u8fc7\u7a0b<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><strong><span lang=\"EN-US\">7. <\/span><\/strong><strong><span lang=\"ZH-CN\">\u4e86\u89e3\u4f60\u6240\u8d2d\u4e70\u7684\u623f\u5b50\uff1a\u8058\u7528\u9a8c\u623f<\/span><\/strong><strong><span lang=\"ZH-CN\">\u5e08<\/span><\/strong><br \/><span lang=\"ZH-CN\">\u867d\u7136\u8d37\u6b3e\u4eba\u5458\u90fd\u9700\u8981\u4e00\u4efd\u623f\u5b50\u7684\u72b6\u51b5\u8bc4\u4f30\uff0c\u4f46\u4f60\u4ecd\u7136\u9700\u8981\u5bf9\u4f60\u7684\u5fc3\u4eea\u7269\u4e1a\u4e86\u89e3\u66f4\u591a\u3002\u5728\u63d0\u51fa\u6700\u7ec8\u51b3\u5b9a\u524d\uff0c\u8bf7\u8058\u7528\u4e00\u4f4d\u9a8c\u623f\u5e08\u6765\u7ed9\u4f60\u4e00\u4e9b\u5b9d\u8d35\u610f\u89c1\uff0c\u6700\u597d\u662f\u8058\u7528\u4e00\u4f4d\u5bf9\u8be5\u5730\u533a\u7684\u623f\u5b50\u4f1a\u51fa\u73b0\u4ec0\u4e48\u95ee\u9898\u90fd\u4e86\u5982\u6307\u638c\u7684\u4e13\u5bb6<\/span><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9996\u6b21\u8d2d\u623f\u8005\uff1a\u8d2d\u4e70\u7406\u60f3\u5bb6\u56ed\u7684\u6700\u597d\u63d0\u793a \u8fd9\u662f\u4e00\u4e2a\u6fc0\u52a8\u4eba\u5fc3\u7684\u65f6\u523b\uff0c\u6709\u4e00\u5929\u4f60\u7ec8\u4e8e\u51c6\u5907\u8fc8\u5411\u4eba\u751f\u7684\u4e0b\u4e00\u4e2a\u9636\u6bb5\uff0c\u4f60\u7ec8\u4e8e\u8981\u8d2d\u4e70\u4f60\u7684\u7b2c\u4e00\u4e2a\u6295\u8d44\u7269\u4e1a\uff0c\u6216\u8005\u8d2d\u4e70\u4f60\u7684\u7b2c\u4e00\u4e2a\u5bb6\u56ed\u3002\u65e0\u8bba\u5982\u4f55\uff0c\u8d2d\u4e70\u623f\u5b50\u7684\u65f6\u5019\u90fd\u4f1a\u6709\u70b9\u4ee4\u4eba\u62c5\u5fe7\uff0c\u6240\u4ee5\u8bf7\u597d\u597d\u8bb0\u4e0b\u8fd9\u91cc\u7684\u51e0\u4e2a\u5173\u952e\u4e8b\u5b9c\uff0c\u4ee5\u786e\u4fdd\u6574\u4e2a\u8d2d\u4e70\u65b0\u5bb6\u56ed\u6216\u6295\u8d44\u7269\u4e1a\u7684\u8fc7\u7a0b\u90fd\u53ef\u4ee5\u987a\u5229\u8fdb\u884c\u3002 1. \u9884\u7b97\uff1a\u627e\u51fa\u4f60\u80fd\u591f\u4e70\u5f97\u8d77\u7684\u9996\u5148\uff0c\u8bf7\u7b97\u4e00\u4e0b\u4f60\u7684\u5bb6\u5ead\u5f00\u652f\u548c\u6bcf\u6708\u9700\u8981\u507f\u8fd8\u7684\u503a\u52a1\uff0c\u4ee5\u53ca\u4f60\u6bcf\u6708\u7684\u6536\u5165\uff0c\u4ece\u800c\u77e5\u9053\u6e05\u695a\u4f60\u7684\u627f\u62c5\u80fd\u529b\u3002\u6709\u4e86\u8fd9\u4e9b\u4fe1\u606f\uff0c\u4f60\u5c31\u5927\u6982\u77e5\u9053\u81ea\u5df1\u7684\u9884\u7b97\uff0c\u5e76\u4e86\u89e3\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e\u7684\u53ef\u80fd\u6027\u3002 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